Investing
for the Future
Through
out life we are faced with an abundance of choices. Some of these choices are economic decisions, which requires
an understanding of economy.
The
economic problem refers to the scarcity of commodities.
When investing for the future the understanding of these scarcities
is a factor that builds wealth for the individual.
The students
will learn that the quality of a decision can have a negative or positive
impact on their financial future. The
student will gather
financial
information on ten companies. Record this information into a spreadsheet,
and make an investment decision
1.
What does
opportunity cost mean?
2.
What is the relationship
between risk and return on investment?
3.
What is
economics and how does this subject affect investments?
4.
How do we
define assets and liability?
5.
Why are assets
and liability important to you as a person that is maintaining a
portfolio?
6.
What are
savings accounts, checking accounts, mutual funds, bonds, certificates of
deposit, stocks, interest, trust funds, and investment portfolios?
7.
How can we
identify financial papers?
8.
How can I keep up with what’s happening in the financial world?
Consumer Education
State Goal # 15
CAS letter B
CSF 2a, 2b, 2c (late elementary)
Unit Prerequisites
·
Students should know
basic spreadsheet functions.
·
Students should know
basic mathematics.
·
Students should
have watched on TV or have heard on the radio financial business reports.
·
Students should know
finance vocabulary words.
·
Students should know
what financial statements look like.
·
Students should have
knowledge of how to research business on the Internet.
·
Students should
listen to guest speakers on the subject matter.
Your parents'
had a discussion with you stating what choices you are going to have after high
school. They have listed some of
the options you are going to have when you graduate. The point that stuck in your mind the most was the money that
they will give to you upon graduation.
So, you decided that you will use the resources you have at school to
“best” use your graduation gift. Your
task is to research the benefits of investing the gift.
In this task,
you will take on the role of a
stockbroker, financial planner, budget planner, cash flow manager, accountant,
director of finance, or trustee. You are then expected to create and maintain a
portfolio showing evidence of self-assessment, best work, and growth.
You will present your
financial data and show the solvency of your decisions. The challenges you may
encounter are becoming more familiar with the spreadsheets on Microsoft Excel,
financial terminology, and learning how to read financial statements: such as
cash flow statements, balance sheets, income statements, and market analysis
data. Resources you can depend on
are Internet sites, teacher lectures, TV and radio business reports, newspapers
and magazine business sector.
| Performance Indicator | Assessment Tool |
| State Goal 15 | Rubric |
Teacher Resources